For a family trip to Hawaii, comprehensive travel insurance can cover potential issues like trip cancellations, delays, medical emergencies, and lost luggage. Here are five reputable travel insurance companies that are known for their thorough coverage options:
1. Allianz Travel Insurance
Allianz offers a wide range of coverage plans, including trip cancellation, medical expenses, emergency medical transportation, and even travel delays. They have a reputation for excellent customer service and a quick claims process, which is valuable if you encounter unexpected issues during your trip.
2. Travel Guard by AIG
Travel Guard provides customizable plans that cover essentials like trip interruption, cancellation, and emergency medical expenses. Their family-friendly plans often allow children under a certain age to be insured at no additional cost, making them a popular choice for family trips.
3. World Nomads
Known for coverage in adventurous travel, World Nomads is a great choice if you plan to explore Hawaii’s more adventurous activities, such as surfing or snorkeling. Their plans cover medical emergencies, cancellations, and even specific sports and activities that some insurers exclude.
4. Nationwide Travel Insurance
Nationwide’s plans cover typical issues like cancellations, delays, and medical emergencies, with options for additional coverage on rental cars and lost baggage. Their plans are flexible, allowing you to choose what’s most relevant for your family’s needs, and their “Luxury” plan offers higher payout limits on major claims.
5. John Hancock Insurance Agency
John Hancock offers three tiers of travel insurance plans with extensive coverage for medical emergencies, cancellations, and travel delays. Their policies also include 24/7 assistance, so help is always available if you run into trouble during your vacation.
Each of these companies offers comprehensive plans that cover most, if not all, of the common issues you might face when traveling, so you can find a plan that’s best suited to your family’s needs. Be sure to review each policy’s terms (T&C’s) carefully to confirm coverage details and any exclusions.